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WebSecuring the right personal loan with fair credit can be a challenge, but it can also help put you on the road to better financial health—and inspire you to take control of your credit. … Web6 Feb 2024 · So it really depends on what you can afford to repay each month. At a fixed annual rate of 5.5%, a £50,000 loan would take a little over 11 years to repay if your monthly repayment was £500. If you wanted to keep the monthly costs down, and paid £400 each month, it would take around 15.5 years. steps to potty train puppy

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